RK
Ravi K.
Auto parts mfg · Pune
We'd been chasing one bank for three months. The day after we called NxxtCard, four lenders had our file. Disbursed in eleven days at a rate we couldn't have negotiated alone.
SP
Sneha P.
D2C apparel · Bengaluru
My CIBIL had taken a hit. Two banks rejected me without explanation. The team told me which two NBFCs would look at my GST instead — and that's where the money came from.
VN
Vinod N.
FMCG distribution · Ahmedabad
Diwali stocking was killing my cash. I needed a CC limit, not a term loan. They flipped my application to OD-style overnight and got it sanctioned by the weekend.
HK
Harleen K.
Packaging plant · Ludhiana
A second-hand corrugation line came up for sale. The seller wanted payment in two weeks. NxxtCard sanctioned the equipment loan in nine days. We added 40% capacity that month.
MJ
Manoj J.
Hospitality group · Goa
Three banks quoted 11.5%. NxxtCard came back two days later with 9.6% from a public sector bank I didn't know would even look at hospitality. Saved ₹38L over the tenure.
DK
Deepika K.
IT services · Hyderabad
Two Fortune-500 clients on 90-day terms. I was profitable on paper but bleeding cash. Invoice financing on receivables solved it — borrowed against the invoice, paid back when client did.
PK
Pradeep K.
Steel trading · Raipur
My CA had been quoting 17%. The first offer NxxtCard pulled was 14.1%. The second was 13.6%. I took the third at 13.2%. No collateral, no song-and-dance.
AR
Anisha R.
Cloud kitchen chain · Mumbai
Eighteen months of GST returns, zero collateral, and a hard 'no' from three banks. NxxtCard routed me to a digital NBFC that funded in 28 hours. We opened the fourth kitchen the next month.
SK
Suresh K.
Pharma distribution · Surat
We needed a higher CC limit for the new product launch. My existing bank dragged for six weeks. NxxtCard added a parallel limit at a second bank in 8 days — same rates, more headroom.
NB
Nikhil B.
Dental clinic chain · Chennai
Buying CBCT and chair-unit gear for clinic four. The vendor finance offered 14%. NxxtCard pulled the same kit at 11.4% from a healthcare NBFC. The difference funds the receptionist's salary.
SM
Sahil M.
Marketing agency · Gurugram
Services business, no inventory, no machinery. Most lenders don't even know how to price us. NxxtCard knew exactly which two NBFCs underwrite agency P&Ls and got me 14% flat.
RS
Reema S.
Textile mfg · Surat
Used the LAP to consolidate three different loans and free up monthly EMI. My total outflow dropped 22%. I'm running the same business with breathing room I didn't have for years.